Financial Technology. Simplified.
No matter what type of business you operate, you need a partner that is trustworthy, affordable, and reliable. Since 1998 Capital Bankcard South has set the standard for technological innovation and customer support.
Top Payment Processor in Charlotte
Payment Processing
Capital Bankcard South is one of the most trusted payment processing providers in the country. Our easy to use suite of services can make your business more profitable and efficient.
Terminal Payments
Point of Sale Systems
Online Payments
Mobile Payments
Estimating, Invoicing, and Customer Management
Our estimating and invoicing software gets you paid faster!


Create and send invoices with Ease
Sync with Quickbooks and Xero
Track outstanding invoices and accounts receivable
Customer Management Portal
Get Paid Faster
Signature on file
Consumer Financing
The power to close more deals. Faster.
Business Financing and Lines of Credit
Whether you need $10,000 or $1,000,000- We will provide the financing option that is right for you
  • Expansion
  • Renovation
  • Inventory
  • Equipment
  • Payroll
  • Marketing
Revenue Based Financing
Business Loans
Equipment Financing

Our Customers Love Us


Chris and his team are amazing. The fast pay and the money we are saving are superb. Also, the new chip card terminal allows our customers to be done within 5 seconds or less, just amazing. Thanks, Chris, I would recommend every business owner to talk to him and switch.

- Robert D

I've been doing business with Capital Bankcard South since the beginning of 2015. They are professional and returns texts/calls promptly. They set the right expectations upfront. Their level of service is phenomenal. I have recommended them to my friends and business network.

- Bryan P

This is a great company to partner with and I would recommend them to any business owner. They have helped our small family business tremendously by reducing our costs and streamlining this area of our business. Friendly people and excellent service!

- Kyle P

Excellent Merchant Services Company! We are small business owners & have been doing business with Capital Bankcard South for over three years. We could not be happier! Highly recommend!

- Stephanie A

As a business owner, we are approached by many different options for credit card processing. we choose Capital Bankcard South due to their ability to have very competitive rates but more importantly their professionalism and ability to meet the demands of our business. Having an account manager who is available 24 hours a day 7 days a week is an asset to our business. True professional throughout. We highly recommend them

- Neil S

I have been doing business with Capital Bankcard for several years now and must say their customer service is next level. They are small enough to know you and large enough to serve you...

- Frank R.

We have had a good experience with Capital Bankcard South with not one, but two businesses. Dan Reeves is always eager to help and always available when questions arise. We love our Clover System at Beaches-n-Cream and it is smooth sailing with our e-commerce merchant account for Riley's Closet. Thank you for your continued customer service after the initial set-up process.

- Amanda P

Capital Bankcard South has been great to work with. They paid close attention to the needs of our business and recommended processing equipment that has surpassed my expectations. I would highly recommend them. Thank you

- David S

Capital Bankcard South was helpful with saving us money, streamlining operations, and they were able to set us up to take mobile and online payments. We couldn't be more pleased.

- Mary C