Merchant Services

Capital Bankcard South is #1 in the merchant services industry for a few simple reasons:

Transparency of Rates and Fees, Award Winning Customer Support, and Cutting Edge Technological Innovation
Our Merchants love our low pressure sales process and how we take anĀ education firstĀ stance when it comes to attracting new customers.
We understand that this industry can be very confusing at times, and we work with all of our customers to make sure that they understand how and why they are being billed for our services.

Credit and Debit Card Processing

We offer the most competitive rates on all payment types including:

-Visa/MasterCard/Discover/American Express

-Electronic Check and ACH

-Pin-Based Debit

-EBT and Food Stamps

-Fleet Management/ WEX

-Gift Cards and Customer Loyalty

Transparency of Rates and Fees

Similar to fingerprints, every business has it’s own unique characteristics. We provide a custom analysis for every potential customer we work with, taking factors like transaction volume, average ticket and sales trends to identify the most cost-effective and efficient way to price your merchant account.

We use three pricing models:

-Interchange Plus (Cost Plus/Wholesale)

-Tiered (Fixed Rate)

-Flat Rate


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Award Winning Customer Support

Our approach to customer service is centered around customer experience. Every Capital Bankcard South client has a relationship with a designated service and support rep, handled at our corporate headquarters in Charlotte, NC. We are aware that receiving payments is critical to the success of your business, and because of that service and support is our priority.

Technological Innovation

Capital Bankcard South is consistently first to market with all forms of payment technology. We believe staying out in front is the key to never being left behind. We brought you NFC, Apple Pay, and Mobile Payments before anyone else in the industry!
We currently offer many forms of payment acceptance including:

-EMV Compliant Terminals and Card Readers

-Mobile Readers for Smart Phones and Tablets

-Cellular Terminals

-E-Commerce Integration

-Virtual Terminals and Payment Gateways

-NFC Technology (Apple Pay, Google Wallet, Samsung Pay, Groupon, and many more)

-Point of Sale Systems