Payment Processing

Capital Bankcard South is #1 in the merchant services industry for a few simple reasons:

Transparency of Rates and Fees, Award Winning Customer Support, and Cutting Edge Technological Innovation

Our Merchants love our low pressure sales process and how we take an education first stance when it comes to attracting new customers.

We understand that this industry can be very confusing at times, and we work with all of our customers to make sure that they understand how and why they are being billed for our services.


Credit Card Processing and Merchant Services

Countertop Terminals

Basic Functionality for Business, including Tips, Auto-Close, Server Identification, and Multi-Merchant Locations

Can be used for Retail, Restaurant, Service, Salon, Medical, and basically any brick and mortar environment

Lines of Credit for Business in USA

Mobile Payment Processing

Payments on the Go!
Text and E-mail receipts
Accept Tips and Gratuities
Inventory Management
Individual Logins for Multiple Users
Online Portal for Tracking and Reporting
Best Business Line of Credit for 2017

Point of Sale Systems

Point of Sale Systems Organize and Automate your Business
Restaurant, Retail, Salon, Medical, Salon Options
Track Inventory, Employees, Taxes, Sales Reports and more Countertop and Mobile Solutions
Financing Options Available
Best Small Business Line of Credit 2017

Online Gateways and Virtual Terminals

Accept Payments through your website
Recurring Payments
Invoicing through E-mail
Card on File
Quickbooks Integration
Transparency of Rates and Fees
Similar to fingerprints, every business has it’s own unique characteristics. We provide a custom analysis for every potential customer we work with, taking factors like transaction volume, average ticket and sales trends to identify the most cost-effective and efficient way to price your merchant account.


We currently offer many forms of payment acceptance including:

EMV Compliant Terminals and Card Readers
Mobile Readers for Smart Phones and Tablets
Cellular Terminals
E-Commerce Integration
Virtual Terminals and Payment Gateways
NFC Technology (Apple Pay, Google Wallet, Samsung Pay, Groupon, and many more)
Point of Sale Systems

Debit/Check Cards- 1.25%

Other Cards Swiped- 1.89%

Other Cards Not Swiped- 2.75%

Rewards/Corporate/Gov’t Cards- 3.25%

American Express- 2.89%

$0.25 per transaction

$20.00 Monthly Account Maintenence

$79 Annual PCI/DSS Compliance

**Plus Network and Pass Through Costs

**American Express Optional

EMV(Chip- Enabled) Mobile Card Reader- $79.00

VX520 Countertop Terminal- $299

Point of Sale Systems- Call for Pricing

We Will Match any Competitor’s Quote

Ask about Association and Network Discounts